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Closed beta · Summer 2026 · UK creators only

Your money,
on autopilot.

Floww is the AI-native financial platform built for UK creators. Automatic tax set-aside. AI deal scoring. Real bank accounts. All working in the background so you can focus on creating.

Join the waitlist →See how it works
£0.0M+
Tax set aside this year
0–30%
Avg deal uplift
£0
Annual accountancy fee
9:41
SA
April 2026
Hi, Shah
Income · This month
£8,785.70
+18.4%vs March
Tax pot
£4,847
Available
£3,421
Pending
£890
By platformView all
YouTube
£4218
Patreon
£1842
TikTok
£892
Instagram
£1421
Direct
£412
Home
Income
Tax
Deals
More
Ada · @adabakes+£420.00· YouTube AdSense→ tax pot £126.00Marcus · @marcusreeve+£2,500.00· Brand · Glow Tea→ tax pot £750.00Priya · Priya Builds+£89.40· TikTok Creator Fund→ tax pot £26.82Leo · @leorides+£612.30· Patreon→ tax pot £183.69Nia · @niaspeaks+£3,200.00· Brand · Loop→ tax pot £960.00Tomás · @tomashifi+£148.00· Affiliate · Shopify→ tax pot £44.40Effy · @effyplays+£890.00· Twitch payout→ tax pot £267.00Ada · @adabakes+£420.00· YouTube AdSense→ tax pot £126.00Marcus · @marcusreeve+£2,500.00· Brand · Glow Tea→ tax pot £750.00Priya · Priya Builds+£89.40· TikTok Creator Fund→ tax pot £26.82Leo · @leorides+£612.30· Patreon→ tax pot £183.69Nia · @niaspeaks+£3,200.00· Brand · Loop→ tax pot £960.00Tomás · @tomashifi+£148.00· Affiliate · Shopify→ tax pot £44.40Effy · @effyplays+£890.00· Twitch payout→ tax pot £267.00
── As featured inFeatured in SiftedBacked by Y CombinatorTechCrunch UKCreator MagFintech Weekly
The problem

UK creators are running a business on tools built for employees.

The financial infrastructure available to creators was designed for a different kind of economic actor.

Read the problem →
01
"How much tax should I set aside?"
Most creators guess. Most guess wrong.
02
"Is this brand deal worth £800?"
No benchmark. No comparison. No data.
03
"How much did I actually earn this month?"
Six platforms. Six dashboards. No single view.
04
"Who do I hire — accountant, manager, both?"
£3–8k/year before you've earned a thing.
Live demo · DealAgent

Paste a deal.
See what it's actually worth.

Drop in any brand offer — email, PDF, screenshot. Floww scores it 0–100 against creators in your tier, flags every red flag, and drafts a counter-offer. It never sends without your tap.

  • Benchmarked against 12,000+ UK creator deals
  • Detects exclusivity traps and vague usage rights
  • Suggests a counter — with specific reasoning
DealAgent · ready
Hi! Glow Tea Co. here. We'd love to partner — £800 for 1 Reel + 1 Story, 30-day exclusivity. Usage rights perpetual.

Try it · sample offer pre-filled

── Tax pot · ring-fenced
£4,847.32
Account 23-44-12 · 0084 7281
FSCS · £85k

Recent automatic set-asides30% basic-rate band
Trigger an income event to see the agent fire →
Live demo · TaxAgent

Income lands.
Tax vanishes.

The TaxAgent fires autonomously the moment money hits your Floww account. It calculates the correct band-aware set-aside and instantly book-transfers it to your ring-fenced tax pot. No configuration. No action required.

Trigger a payment
The architecture

Three interlocking layers.
One seamless experience.

01
Real banking

Two real UK bank accounts via Griffin BaaS. Sort codes, FSCS protection, Faster Payments.

Read more →
02
AI agent layer

TaxAgent, DealAgent, CashFlowAgent. Three specialists running in the background.

Read more →
03
Creator interface

Mobile-first iOS + Android app. Biometric auth. WhatsApp-based agent control.

Read more →
The app

Designed to be ignored.

The agents do the work. The app exists to show you what they're doing — and to gate the few decisions you actually need to make.

9:41
SA
April 2026
Hi, Shah
Income · This month
£8,785.70
+18.4%vs March
Tax pot
£4,847
Available
£3,421
Pending
£890
By platformView all
YouTube
£4218
Patreon
£1842
TikTok
£892
Instagram
£1421
Direct
£412
Home
Income
Tax
Deals
More
9:41
Tax Pot
Set aside · 2025/26
£4,847.32
of £6,700 projected
72% to year-end target~5 months left
Recent set-asides
YouTube AdSense
Today, 09:14
552.60
30% of £1842.00
Brand deal · Glow Co
Wed, 16 Apr
750.00
30% of £2500.00
Patreon payout
Mon, 14 Apr
123.75
30% of £412.50
TikTok Creator Fund
Sun, 13 Apr
26.82
30% of £89.40
9:41
Deal Analysis
🍵
Glow Tea Co.
1× Reel · 1× Story · 30-day exclusivity
£800
Score
0
FAIR · UNDER MARKET
Rate £40 below your tier benchmark (£25/1k followers)
30-day exclusivity is excessive for this rate
Usage rights vague — no time limit specified
Brand has positive reputation (4.6 from 12 creators)
Counter-offer
£1,150 + drop exclusivity to 14 days
Money in motion

From income to tax pot.
In under a second.

INTAX
Closed beta · 84 creators

What the first cohort says.

YouTube · Food
"I used to set aside 20% and pray. Floww runs the actual numbers against my band every single payment. My January was the first one I didn't dread."
AO
Ada Okonkwo
@adabakes · 248k subs
TikTok · Fitness
"DealAgent caught a £4,200 underpayment on a six-month exclusivity I would have signed without thinking. Paid for itself on day one."
MR
Marcus Reeve
@marcusreeve · 1.1M followers
YouTube · Tech
"The fact that it just… works while I'm filming is the whole point. I check the app once a week. The money's already where it needs to be."
PS
Priya Shah
Priya Builds · 38k subs
FAQ

Things creators ask first.

Floww is a financial product. Banking is provided by Neobank Bank Ltd, FCA + PRA regulated. Your money sits with Neobank and is FSCS protected to £85,000.

── Early access · UK only

Join the first 1,000 creators
running their money on Floww.

Closed beta opens summer 2026. We onboard creators in cohorts of 100. No credit card. No commitment.

By signing up you agree to our terms. We'll only email about beta access.