Features · Four pillars

Built around the three problems
creators actually have.

Plus a fourth feature that exists because every creator dreads January 31.

TTaxAgent · Autonomous

Automatic tax set-aside

Tax sorted before you even notice the money.

Every time income lands in your Floww account, the TaxAgent calculates the correct set-aside based on your UK tax band and instantly moves it to your ring-fenced tax pot. No configuration. No action required.

£0
surprise tax bills
9:41
Tax Pot
Set aside · 2025/26
£4,847.32
of £6,700 projected
72% to year-end target~5 months left
Recent set-asides
YouTube AdSense
Today, 09:14
552.60
30% of £1842.00
Brand deal · Glow Co
Wed, 16 Apr
750.00
30% of £2500.00
Patreon payout
Mon, 14 Apr
123.75
30% of £412.50
TikTok Creator Fund
Sun, 13 Apr
26.82
30% of £89.40
DDealAgent · Approval-gated

AI deal scoring

A deal analyst in your pocket. Free.

Paste a brand deal offer — email, PDF, or screenshot. Floww scores it 0–100, flags every red flag, suggests a counter-offer with specific reasoning, and drafts the email. It never sends without your approval.

15–30%
average deal uplift
9:41
Deal Analysis
🍵
Glow Tea Co.
1× Reel · 1× Story · 30-day exclusivity
£800
Score
0
FAIR · UNDER MARKET
Rate £40 below your tier benchmark (£25/1k followers)
30-day exclusivity is excessive for this rate
Usage rights vague — no time limit specified
Brand has positive reputation (4.6 from 12 creators)
Counter-offer
£1,150 + drop exclusivity to 14 days
IAll platforms · One view

Income dashboard

Finally see what you actually earn.

A consolidated view of all income across platforms — YouTube, TikTok, Patreon, Instagram, direct payments — in a single feed with automatic categorisation, 6-month trend charts, and outstanding invoice tracking.

4–6
platforms, one dashboard
9:41
SA
April 2026
Hi, Shah
Income · This month
£8,785.70
+18.4%vs March
Tax pot
£4,847
Available
£3,421
Pending
£890
By platformView all
YouTube
£4218
Patreon
£1842
TikTok
£892
Instagram
£1421
Direct
£412
Home
Income
Tax
Deals
More
SAnnual · HMRC-ready

Self-Assessment prep

Your January 31 sorted in minutes.

Floww aggregates your income, tax pot balance, and deductible expenses into a pre-filled Self-Assessment summary. Ready to file directly or hand to an accountant. Goal: reduce your annual accountancy cost to zero.

£0
target accountancy fees
How it works
  1. 1Aggregates all income sources automatically
  2. 2Calculates deductible expenses
  3. 3Pre-filled SA summary — ready to file
  4. 4Hand to accountant or submit directly
  5. 5MTD-aligned for future HMRC requirements
Tax year 2025/26SA100 · pre-filled
Self-Assessment summary — ready to file
Total income£42,318.40
Box 17 — Self-employment£42,318.40
Box 27 — Allowable expenses£3,847.20
Box 31 — Net profit£38,471.20
Tax owed£6,184.32
In your tax pot£6,847.50
Surplus over tax owed+£663.18
Where it sits in your stack

Floww replaces a spreadsheet, an accountant, and a prayer.

Spreadsheet
Accountant only
Floww
Real UK bank account
Spreadsheet
Sort of
Yes · FSCS £85k
Auto tax set-aside
Manual
Every payment
AI deal scoring
0–100 with reasoning
Multi-platform aggregation
Manual
Some
All major platforms
Self-Assessment pre-fill
Partial
Pre-filled SA100
WhatsApp agent
Yes
Monthly cost
£0
£280 accountant
£8
What's next

The roadmap.

Now
Closed beta · 100 creators
Banking, TaxAgent, DealAgent, Income dashboard live.
Q3 2026
Public launch
iOS + Android. CashFlowAgent. SA100 export.
Q4 2026
VAT registration
For creators crossing the £85k threshold.
2027
Limited Co. tier
Corporation tax, dividends, director's loan tracking.
2027
EU expansion
Ireland and Germany via local BaaS partners.
── Early access · UK only

Join the first 1,000 creators
running their money on Floww.

Closed beta opens summer 2026. We onboard creators in cohorts of 100. No credit card. No commitment.

By signing up you agree to our terms. We'll only email about beta access.